Here, you will find interactive mapping services from both federal and state level emergency management authorities. Map graphics and GIS shapefile data can be downloaded from the FEMA website. The RIEMA is more user friendly, providing Base Flood Elevations (BFEs) and a redirect to more information on the National Flood Insurance Program (NFIP). The RI Coastal Resources Management Council has compiled sea level rise and storm surge maps that can be viewed and downloaded at their website.
The RIEMA (Rhode Island Emergency Management Agency) website gives a good overview of the National Flood Insurance Program, and states the towns in RI that qualify for the Community Rating System (CRS), which recognizes a community’s efforts to exceed the NFIP standards. This CRS helps to provide lower insurance rates, enhanced public safety, and reduction to damage to public infrastructure among other things. The towns that currently qualify are Bristol, Charlestown, East Providence, Middletown, Narragansett, North Kingstown, Pawtucket, and Westerly.
Also included is a link to the NFIPs Floodsmart.gov website, which gives info about the National Flood Insurance Program for residential and commercial coverage, and also includes an interactive tool that demonstrates the cost of home flooding.
The Insurance Institute for Business & Home Safety (IBHS) is a nonprofit organization that conducts building safety research which aims to strengthen homes, businesses, and communities against natural disasters. They have created a set of programs for homes and businesses simply called Fortified. Property owners involved in this program a Fortified Designation certificate (good for 5 years) that can be submitted to an insurance company to receive applicable discounts or credits where available.
Here is the crash course in Stormwater Management 101. Learn what you can do as a property owner to help reduce stormwater runoff that can exacerbate flooding and waterbody pollution during severe rain events.